Digital Origination Platform for Trade Finance

Working Capital Finance For Exporters & Importers

Flow Credit helps companies engaged in international trade access receivables finance, supplier payment finance, inventory finance, and cross-border working capital by matching their financing needs with specialized lenders.

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We Work With Over 100 Lenders Globally

The Flow Approach

We arrange efficient capital solutions. By remaining independent, we evaluate your balance sheet and financial needs without conflict of interest, structuring solutions that traditional banking often overlooks.

Analyze — Financial liquidity cycles and asset quality assessment
ANALYZE

Deep dive into liquidity cycles and asset quality

Structure — Bespoke financing framework and working capital structuring
STRUCTURE

Design of bespoke financing frameworks

Execute — Global capital sourcing and structured finance execution
EXECUTE

Sourcing capital from a global network of investors

Our Expertise

We advise on the design and placement of the following structures:

Factoring (domestic & international)

Transforming accounts receivable immediate working capital. We structure non-recourse and recourse facilities that mitigate credit risk and accelerate cash flow across borders.

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Supply Chain Finance

Optimizing working capital for both buyers and suppliers. Our structures allow you to extend payables while ensuring your supply chain gets paid early, strengthening vendor relationships.

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Asset-Based Lending (ABL)

Leveraging the full spectrum of your balance sheet. We structure revolving credit lines secured by receivables, inventory, and equipment and other tangible assets.

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Trade Receivables Securitization

Sophisticated off-balance-sheet funding strategies for high-volume portfolios. We guide companies in isolating assets to access capital markets at lower costs.

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Lender Financing

Capital solutions for specialty finance companies and private lenders. We assist in securing credit facilities to re-leverage portfolios and fuel loan book growth.

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Global Reach

Diverse Capital

Access to Banks, Private Credit Funds, and Fintechs.

Global capital markets network spanning 50+ jurisdictions across Americas, Europe, and Asia

50+ Jurisdictions

Operational capability across key global markets.

Multi-Currency

Structuring facilities in USD, EUR, GBP, MXN, and major local currencies.